A standard claims made errors and omissions insurance policy includes claims filed

The correct choice highlights that a standard claims made errors and omissions insurance policy covers claims that are filed during the time the policy is actively in effect. This means that any issues arising from work performed while insured, as long as the claim is reported during the period that the policy is active, will be covered by the insurance.

Insurance policies of this type are designed specifically to protect against claims made for errors or omissions that occur while the coverage is in place. Therefore, if a claim is made after the policy has lapsed or for work done before the effective date of the policy, those claims would not fall under the coverage provided by the policy. Additionally, while an active license is necessary for an inspector to conduct business legally, maintaining the license does not affect the claims coverage terms outlined in the policy. Thus, only claims filed during the active period of the policy are eligible for coverage.